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GENERAL LIABILITY INSURANCE
General liability insurance (GL), often referred to as business liability insurance, is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. General liability insurance through Security America includes:
Who needs general liability insurance?
As an alarm contractor, you need some form of liability insurance to protect your livelihood.
A great way to protect against accidents that could result in lawsuits is to make sure you have liability coverage that matches your level of exposure.
Some customers might also require you to carry a certain amount of general liability before you can work for them.
General liability insurance cost
There are many factors that can affect the cost of general liability insurance. The characteristics of your business are taken into consideration when evaluating your insurance. SARPG was developed by industry professionals, so we understand your unique exposures.
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PROFESSIONAL LIABILITY INSURANCE
Professional Liability Insurance coverage focuses specifically on lawsuits that arise from your professional services. Professional Liability coverage shields you from lawsuits alleging you:
Do I need both General Liability and Professional Liability?
You need both policies to adequately protect your business. While both General Liability and Professional Liability cover certain liabilities, they don’t cover the same liabilities. These two policies work together to mitigate your expenses when accidents or oversights land you in a legal situation.
Professional liability insurance cost
With the SARPG Program, we offer a policy that combines both the Professional Liability and General Liability Coverages. This ensures cheaper costs to you and seamless handling of claims.
Security America has an A Rated insurance product via its wholly owned subsidiary Security America Risk Purchasing Group (SARPG). Click for More Information.
For questions regarding coverage, contact Security America toll-free at (866) 315-3838 or e-mail email@example.com.
Note: This document is not an insurance policy, nor is it evidence of insurance. This document provides a brief description of the Security America Risk Retention Group insurance policy. The sole purpose of this document is to help you identify the highlights of the policy. For actual terms, conditions, definitions, exclusions, and all other provisions of the Security America Risk Retention Group policy, please refer to the actual policy form, which can be viewed at www.securityamericarrg.com.
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Security America Risk Purchasing Group (RPG) is an insurance company developed by the Electronic Security Association (ESA).
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You saved us a boatload of money--$5,000 per year to be exact--on our insurance. Security America is awesome!